The economic data took a backseat to events in Europe again this week. Improved sentiment about the troubles in Europe influenced the willingness of investors to purchase riskier assets such as stocks, hurting bond markets. As a result, after dropping to the lowest levels of the year, mortgage rates ended the week a little higher.
A report on Wednesday that China was considering a move to reduce its holdings of European debt rattled global financial markets. There had been speculation in recent weeks that China, with the largest pool of foreign exchange reserves in the world, might cut its exposure to European debt. Thursday, however, Chinese officials made rare public comments that China was not planning to make any changes to its portfolio of European investments. Relieved global investors responded by embracing riskier assets such as stocks and partially reversing the effects from a flight to safer assets, such as bonds and mortgage-backed securities (MBS), seen over the last few weeks.
This week's news from the housing sector was mostly positive. April Existing Home Sales rose 8% to an annual rate of 5.77 million units, the highest level in five months. Inventories of unsold existing homes increased a little, but the median home price was 4% higher than one year ago. First-time buyers accounted for 49% of all existing home sales. April New Home Sales rose 15% to an annual rate of 504K units, above the consensus forecast of 425K, and the highest level since May 2008. The homebuyer tax credit helped boost sales before its April 30 deadline. For more information and free mortgage advice, please e-mail Keith Gillow at: keith@frontstreetmtg.com
Tight Lines,
Keith
Friday, May 28, 2010
Thursday, May 27, 2010
Pure Michigan Commercials on Homewaters Blog
If you haven't taken a look yet, we're now feeding The Pure Michigan Youtube Channel into our Blog. You'll see the bar to the left of the page as you scroll down. In addition to our own company and property promotional videos, you can select from the complete collection of these terrific t.v. commercials highlighting some of the finest areas to visit in Michigan. It displays just a handful at a time so just click the refresh button to view the next series of videos available. Next time you have a few minutes, take a look at a few of these videos. You just might find an idea for your next day trip around Northern Michigan.
Premium Features on www.homewaters.net getting lots of use!
The recent launch of our Premium Features has been very well received and more and more people are signing up every day. We're still working out a few bugs that most users will not notice, but we could not be more happy with the continued evolution of our website. Fully Automated Searches, Property Tracker, subcriptions to the upcoming Homewaters Lifestyle E-Magazine and Homewaters Newsletter are all now available through the Premium Features. Thanks to those who have signed up and chosen to work with us at Homewaters. Please provide as much input as possible if you have suggestions or find errors. We're striving to ensure ours is the most user friendly, information packed site available for your search for Northern Michigan Waterfront Property.
Tuesday, May 25, 2010
Choosing Your Real Estate Agent
I came across a great article this morning on how to choose your real estate agent. Check it out!
More Memorial Weekend Sun, Travel & Water Safety Tips
Safety Tips to Keep You Out of the ER This Memorial Day
RISMEDIA, May 19, 2010--Fun in the sun, by the pool, on a boat or at a barbeque can quickly send you to the emergency department on Memorial Day if you don't plan ahead, the nation's emergency physicians warned."We want people to have fun on Memorial Day weekend, which officially kicks off summer," said Dr. Angela Gardner, president of the American College of Emergency Physicians. "But having fun also means staying safe, using good judgment and taking simple precautions that will help keep you out of the ER and most importantly, keep you alive."
The American College of Emergency Physicians has put together the top five tips that you and your family should follow in order to stay safe and healthy over the holiday weekend.
Tip 1: Food Safety -- To avoid food poisoning, the U.S. Dept. of Agriculture recommends cooking fresh poultry to 165 degrees, hamburgers to 160 degrees and beef to at least 145 degrees. Refrigerate all perishable food within 2 hours, 1 hour if the temperature outside is above 90 degrees. To guard against cross-contamination of bacteria, keep uncooked meats away from other foods.
Tip 2: Grill Safety -- Emergency physicians see firsthand the dangers associated with an outdoor grill. Consumers should thoroughly clean a grill of any grease or dust. Check the tubes leading into the burner for any blockages from insects or food grease that can cause an uncontrolled fire. Replace any connectors which can lead to a gas leak and keep lighted cigarettes, matches or open flames away from a leaking grill. Do not use a grill in a garage, breezeway, carport and porch or near any surface that can catch fire. Also, always follow the manufacturer's instructions that accompany the grill.
Tip 3: Water Safety -- To prevent drowning, avoid alcohol when swimming or boating. Wear a lifejacket whenever you are on a boat. Make sure young children are supervised at all times when near the beach, on a boat, or by a pool or hot tub. Don't swim alone or in bad weather. Learn to swim and teach your children to swim. We also recommend that you learn CPR in case of an emergency.
Tip 4: Sun Safety -- Protect against sunburn and heat stroke. Wear sunscreen with at least an SPF of 15 or higher and apply it generously throughout the day. Wear a hat outdoors and a good pair of sunglasses to protect your eyes. Drink plenty of water, especially when in the sun or if you are sweating heavily. If you feel faint or nauseous, get into a cool place immediately.
Tip 5: Travel Safety -- Do not drink and drive or travel with anyone who has been drinking. Wear your seatbelt at all times. Make sure your vehicle has been properly serviced and is in good working shape before a long road trip. Familiarize yourself with your surroundings if you are in an unfamiliar place and know where the nearest emergency room is to you at all times in case of an emergency.
"Many of the factors that will determine your safety over Memorial Day weekend or any time this summer will come down to good decision-making and common sense," said Dr. Gardner. "As someone who sees the consequences up close, my best advice is, know your limits, be mindful of certain risks and stay smart."
Existing Home Sales Up In 5 County Grand Traverse Region
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Good news about the housing market continues to make the headlines. The Traverse City Record Eagle reports today that in the 5-county Grand Traverse region there were 201 existing home sales in April, the highest total for the month in five years. Sales were up 14 percent from March's totals, and up almost 56 percent from April 2009!! Regionally, existing-home sales in the Midwest rose 9.9 percent in April to a pace of 1.33 million and are 29.1 percent above a year ago. The median price in the Midwest was $146,400, up 5.8 percent from April 2009.
As reported yesterday on the Homewaters Blog direct waterfront sales in the last 12 months in Grand Traverse County are up 25.9% over the 12 months prior and values are up 1.2%!! Mortgage rates are low and many economic indicators are positive. Is this a perfect storm for the Waterfront Buyers?? Only time will tell.
Foreclosure Listings in Gladwin, Michigan
Foreclosure Listings in Gladwin, Michigan
This post is an update to a series I publish weekly on available foreclosure listings in the Gladwin, Michigan. I also post a series on foreclosure listings that are currently available in Beaverton and Harrison, Michgan as well.
You may find it helpful to check out all my foreclosure listing blog posts as they are updated weekly!
I will start with a summary of important information to know and consider before beginning the process of searching for foreclosure listings (bank owned and HUD properties).
Definition of foreclosure according to wikipedia is:
The foreclosure process as applied to residential mortgage loans is a bank or other secured creditor selling or repossessing a parcel of real property (immovable property) after the owner has failed to comply with an agreement between the lender and borrower called a "mortgage" or "deed of trust". Commonly, the violation of the mortgage is a default in payment of a promissory note, secured by a lien on the property. When the process is complete, the lender can sell the property and keep the proceeds to pay off its mortgage and any legal costs, and it is typically said that "the lender has foreclosed its mortgage or lien". If the promissory note was made with a recourse clause then if the sale does not bring enough to pay the existing balance of principal and fees the mortgagee can file a claim for a deficiency judgement.
You may hear a Foreclosure sale called an REO or Repo...these are all synonyms for a house that has been foreclosed upon and is now bank owned.
Definition of HUD property
When someone with an FHA Insured mortgage defaults on the loan, the lender forecloses on the home; FHA pays the lender what is owed; and then HUD takes ownership of the home. In Michigan and other states HUD turns over the property to Michaelson, Connor and Boul Inc. (MCB) a Marketing and Management contractor for HUD. MCB maintains and sells these properties in accordance with HUD guidelines.
A great resource for answers to frequently asked questions about searching for, viewing, and the buying process of HUD homes is available at the FAQ page on mcbreo.com. Click here to view it!
1. The first step in buying any foreclosure listing or HUD home is to determine if you have the cash available or if you can qualify for some type of financing. When submitting an offer to purchase a foreclosed property most banks or government agencies will not even consider your offer unless it is accompanied by a letter of pre-approval from a lender or a proof of funds letter showing the availability of your cash. This step cannot be skipped and I cannot stress the importance of getting this in order before searching for available homes.
2. Find a local real estate agent familiar with the area you are looking in. Real estate is local and an out of town agent may not be fully aware of the intricacies of selling real estate in that specific area or know about certain things happening locally that may affect your decision to purchase in that area or buy that specific home. I am an Accredited Buyers Agent (ABR) fully qualified to represent buyers in the Gladwin, Michigan area and the surrounding communities of Beaverton, Harrison, Clare and Hope. I have extensive knowledge of the local real estate market and am very experienced in the sale of foreclosure listings. 60% of my business so far this year has come from the sale of foreclosed listings or HUD homes.
3. Buying a Foreclosure Listing or HUD property is not like buying from an individual. Almost all foreclosure listings or HUD properties are sold as-is, where-is, meaning that you will be buying the property in its present condition and no repairs will be made by the owner. Typically the house is priced according to its fair market value taking into account its condition. This does not mean that you should not do an inspection! As a matter of fact that is one of the most important steps...this will ensure you are fully aware of the condition of the home you are going to purchase and determine if you want to or can repair the home.
There will be additional paperwork involved in making an offer to purchase a bank owned/foreclosure listing. Banks typically have an addendum to the purchase agreement, as-is statement, and other documents that must be reviewed and signed and either sent along with the offer to purchase or signed after acceptance of your offer. The complexity and length of these documents is another reason why it is so important to choose an agent familiar with selling foreclosure listings. Your agent will guide you through the process, answering your questions along the way.
Banks work on their time line not yours and do only what is in their best interest. For the bank selling the property it is all about the bottom line. They will decide if your offer makes financial sense based on the local market, the value of the property and your method of payment. They will respond when they can (and do try to do so in a timely manner) but they do not have to respond at all if they do not like the offer. Banks can review multiple offers to purchase a property at one time and in this case usually require the highest and best offer from all parties who are interested in purchasing.
Remember foreclosure listings are vacant and immediate occupancy is given which can speed up the process of moving in!
Below is the list of foreclosure listings for sale in Gladwin, Michigan in the Clare/Gladwin Board of Realtors MLS and links to the HUD properties and Fannie Mae (Home Path) properties in the Gladwin, Michigan. I strongly advise that you contact me to check the properties availability as foreclosure listing and HUD properties are priced to sell in 90 days or less. The Gladwin, Michigan market has an average of 7.5 months to sell a property so when a bank decides on a list price to sell the property in 90 days or less they are priced well below market value and tend to sell quickly.
Currently available HUD properties in Gladwin, Michigan.
1 new listing for the Gladwin area!
To view the foreclosure listings in the MLS, click the link here that will take you to my website, hit "Search the Clare/Gladwin MLS" on the menu bar and follow the prompt to get into the MLS. Click "Search By MLS Number" and type in any or all of the MLS numbers listed below for more information and pictures.
2 new listing posted!!
MLS# 153375 7669 M-18, Gladwin, MI
MLS# 153386 1091 Radov, Gladwin, MI
MLS# 15264 1328 M-61, Gladwin, MI
MLS# 153296 1310 Silverleaf, Gladwin,
MLS# 152702 795 M 30, Gladwin, MI
MLS#152847 4608 River lane, Alger MIMLS# 152971 591 Peace Haven Dr, Gladwin, MI
MLS# 152981 176 M-61, gladwin, MI
MLS# 152889 106 Third, Gladwin, MI
Available Fannie Mae (Home Path) Listings in Gladwin, Michigan
2 NEW LISTINGS IN THE GLADWIN AREA!!!!
My job as your Realtor is to guide you through the process of buying a foreclosure listing or HUD property and to answer your questions with my experience, patience and understanding. Buying a foreclosure listing or HUD property is a big deal, exciting, and could be a great way to invest or buy your first home!
I do offer a service to my clients that automatically emails you new listings that come on the market meeting your specific criteria. This eliminates the need for you to spend endless hours online sifting thru the current inventory. It also notifies you the day it comes on the market so you don't miss a great opportunity! Send an email or contact me by phone or text and tell me what you are looking for! I will set up the notification for you.
Are you thinking about making Gladwin County, Michigan your new home? Gladwin County is home to both Wixom Lake and Secord Lake! Are you thinking about taking advantage of the great interest rates and affordable prices to buy your own slice of Northern Michigan Heaven? Contact me today and lets gets started! I know the area very well and I know the market even better! You can call me at 989-429-2600, email me at sonya@sonyaloose.com or visit my website.
Foreclosure Listings in Harrison, Michigan
Foreclosure Listings in Harrison, Michigan
This post is an update to a series I publish weekly on available foreclosure listings in the Harrison, Michigan area. I also post a series on foreclosure listings that are currently available in Gladwin and Beaverton, Michigan as well.
You may find it helpful to check out all my foreclosure listing blog posts as they are updated weekly!
I will start with a summary of important information to know and consider before beginning the process of searching for foreclosure listings (bank owned and HUD properties).
Definition of foreclosure according to wikipedia is:
The foreclosure process as applied to residential mortgage loans is a bank or other secured creditor selling or repossessing a parcel of real property (immovable property) after the owner has failed to comply with an agreement between the lender and borrower called a "mortgage" or "deed of trust". Commonly, the violation of the mortgage is a default in payment of a promissory note, secured by a lien on the property. When the process is complete, the lender can sell the property and keep the proceeds to pay off its mortgage and any legal costs, and it is typically said that "the lender has foreclosed its mortgage or lien". If the promissory note was made with a recourse clause then if the sale does not bring enough to pay the existing balance of principal and fees the mortgagee can file a claim for a deficiency judgement.
You may hear a Foreclosure sale called an REO or Repo...these are all synonyms for a house that has been foreclosed upon and is now bank owned.
Definition of HUD property
When someone with an FHA Insured mortgage defaults on the loan, the lender forecloses on the home; FHA pays the lender what is owed; and then HUD takes ownership of the home. In Michigan and other states HUD turns over the property to Michaelson, Connor and Boul Inc. (MCB) a Marketing and Management contractor for HUD. MCB maintains and sells these properties in accordance with HUD guidelines.
A great resource for answers to frequently asked questions about searching for, viewing, and the buying process of HUD homes is available at the FAQ page on mcbreo.com. Click here to view it!
1. The first step in buying any foreclosure listing or HUD home is to determine if you have the cash available or if you can qualify for some type of financing. When submitting an offer to purchase a foreclosed property most banks or government agencies will not even consider your offer unless it is accompanied by a letter of pre-approval from a lender or a proof of funds letter showing the availability of your cash. This step cannot be skipped and I cannot stress the importance of getting this in order before searching for available homes.
2. Find a local real estate agent familiar with the area you are looking in. Real estate is local and an out of town agent may not be fully aware of the intricacies of selling real estate in that specific area or know about certain things happening locally that may affect your decision to purchase in that area or buy that specific home. I am an Accredited Buyers Agent (ABR) fully qualified to represent buyers in the Gladwin, Michigan area and the surrounding communities of Beaverton, Harrison, Clare and Hope. I have extensive knowledge of the local real estate market and am very experienced in the sale of foreclosure listings. 60% of my business so far this year has come from the sale of foreclosed listings or HUD homes.
3. Buying a Foreclosure Listing or HUD property is not like buying from an individual. Almost all foreclosure listings or HUD properties are sold as-is, where-is, meaning that you will be buying the property in its present condition and no repairs will be made by the owner. Typically the house is priced according to its fair market value taking into account its condition. This does not mean that you should not do an inspection! As a matter of fact that is one of the most important steps...this will ensure you are fully aware of the condition of the home you are going to purchase and determine if you want to or can repair the home.
There will be additional paperwork involved in making an offer to purchase a bank owned/foreclosure listing. Banks typically have an addendum to the purchase agreement, as-is statement, and other documents that must be reviewed and signed and either sent along with the offer to purchase or signed after acceptance of your offer. The complexity and length of these documents is another reason why it is so important to choose an agent familiar with selling foreclosure listings. Your agent will guide you through the process, answering your questions along the way.
Banks work on their time line not yours and do only what is in their best interest. For the bank selling the property it is all about the bottom line. They will decide if your offer makes financial sense based on the local market, the value of the property and your method of payment. They will respond when they can (and do try to do so in a timely manner) but they do not have to respond at all if they do not like the offer. Banks can review multiple offers to purchase a property at one time and in this case usually require the highest and best offer from all parties who are interested in purchasing.
Remember foreclosure listings are vacant and immediate occupancy is given which can speed up the process of moving in!
Below is the list of foreclosure listings for sale in Gladwin, Michigan in the Clare/Gladwin Board of Realtors MLS and links to the HUD properties and Fannie Mae (Home Path) properties in the Gladwin, Michigan. I strongly advise that you contact me to check the properties availability as foreclosure listing and HUD properties are priced to sell in 90 days or less. The Gladwin, Michigan market has an average of 7.5 months to sell a property so when a bank decides on a list price to sell the property in 90 days or less they are priced well below market value and tend to sell quickly.
Available HUD properties in Harrison, Michigan. NEW LISTING!!
* NEWEST LISTING
To view the foreclosure listings in the MLS, click the link here that will take you to my website, hit "Search the Clare/Gladwin MLS" on the menu bar and follow the prompt to get into the MLS. Click "Search By MLS Number" and type in any or all of the MLS numbers listed below for more information and pictures.
MLS# 152191 4178 Clinton, Harrison Michigan
MLS# 152661 1-5311 Harrison Ave, Harrison Michigan
MLS# 152799 8210 Jackson HARRISON MI
MLS# 152760 285 Maple HARRISON MI
MLS# 152721 2650 CATHEY, HARRISON MI
MLS# 152911 4827 EDGEWOOD, HARRISON, MI
MLS# 152962 1763 Mina, Harrison Michigan
MLS# 153013 7521 ARNOLD LAKE RD, HARRISON MI
Available Fannie Mae (Home Path) Listings in Harrison, Michigan
My job as your Realtor is to guide you through the process of buying a foreclosure listing or HUD property and to answer your questions with my experience, patience and understanding. Buying a foreclosure listing or HUD property is a big deal, exciting, and could be a great way to invest or buy your first home!
I do offer a service to my clients that automatically emails you new listings that come on the market meeting your specific criteria. This eliminates the need for you to spend endless hours online sifting thru the current inventory. It also notifies you the day it comes on the market so you don't miss a great opportunity! Send an email or contact me by phone or text and tell me what you are looking for! I will set up the notification for you.
Are you thinking about making Gladwin County, Michigan your new home? Gladwin County is home to both Wixom Lake and Secord Lake! Are you thinking about taking advantage of the great interest rates and affordable prices to buy your own slice of Northern Michigan Heaven? Contact me today and lets gets started! I know the area very well and I know the market even better! You can call me at 989-429-2600, email me at sonya@sonyaloose.com or visit my website.
Foreclosure Listings in Beaverton, Michigan
Foreclosure Listings in Beaverton, Michigan
This post is an update to a series I publish weekly on available foreclosure listings in the Beaverton, Michigan area. I also post a series on foreclosure listings that are currently available in Gladwin and Harrison, Michigan as well.
You may find it helpful to check out all my foreclosure listing blog posts as they are updated weekly!
I will start with a summary of important information to know and consider before beginning the process of searching for foreclosure listings (bank owned and HUD properties).
Definition of foreclosure according to wikipedia is:
The foreclosure process as applied to residential mortgage loans is a bank or other secured creditor selling or repossessing a parcel of real property (immovable property) after the owner has failed to comply with an agreement between the lender and borrower called a "mortgage" or "deed of trust". Commonly, the violation of the mortgage is a default in payment of a promissory note, secured by a lien on the property. When the process is complete, the lender can sell the property and keep the proceeds to pay off its mortgage and any legal costs, and it is typically said that "the lender has foreclosed its mortgage or lien". If the promissory note was made with a recourse clause then if the sale does not bring enough to pay the existing balance of principal and fees the mortgagee can file a claim for a deficiency judgement.
You may hear a Foreclosure sale called an REO or Repo...these are all synonyms for a house that has been foreclosed upon and is now bank owned.
Definition of HUD property
When someone with an FHA Insured mortgage defaults on the loan, the lender forecloses on the home; FHA pays the lender what is owed; and then HUD takes ownership of the home. In Michigan and other states HUD turns over the property to Michaelson, Connor and Boul Inc. (MCB) a Marketing and Management contractor for HUD. MCB maintains and sells these properties in accordance with HUD guidelines.
A great resource for answers to frequently asked questions about searching for, viewing, and the buying process of HUD homes is available at the FAQ page on mcbreo.com. Click here to view it!
1. The first step in buying any foreclosure listing or HUD home is to determine if you have the cash available or if you can qualify for some type of financing. When submitting an offer to purchase a foreclosed property most banks or government agencies will not even consider your offer unless it is accompanied by a letter of pre-approval from a lender or a proof of funds letter showing the availability of your cash. This step cannot be skipped and I cannot stress the importance of getting this in order before searching for available homes.
2. Find a local real estate agent familiar with the area you are looking in. Real estate is local and an out of town agent may not be fully aware of the intricacies of selling real estate in that specific area or know about certain things happening locally that may affect your decision to purchase in that area or buy that specific home. I am an Accredited Buyers Agent (ABR) fully qualified to represent buyers in the Gladwin, Michigan area and the surrounding communities of Beaverton, Harrison, Clare and Hope. I have extensive knowledge of the local real estate market and am very experienced in the sale of foreclosure listings. 60% of my business so far this year has come from the sale of foreclosed listings or HUD homes.
3. Buying a Foreclosure Listing or HUD property is not like buying from an individual. Almost all foreclosure listings or HUD properties are sold as-is, where-is, meaning that you will be buying the property in its present condition and no repairs will be made by the owner. Typically the house is priced according to its fair market value taking into account its condition. This does not mean that you should not do an inspection! As a matter of fact that is one of the most important steps...this will ensure you are fully aware of the condition of the home you are going to purchase and determine if you want to or can repair the home.
There will be additional paperwork involved in making an offer to purchase a bank owned/foreclosure listing. Banks typically have an addendum to the purchase agreement, as-is statement, and other documents that must be reviewed and signed and either sent along with the offer to purchase or signed after acceptance of your offer. The complexity and length of these documents is another reason why it is so important to choose an agent familiar with selling foreclosure listings. Your agent will guide you through the process, answering your questions along the way.
Banks work on their time line not yours and do only what is in their best interest. For the bank selling the property it is all about the bottom line. They will decide if your offer makes financial sense based on the local market, the value of the property and your method of payment. They will respond when they can (and do try to do so in a timely manner) but they do not have to respond at all if they do not like the offer. Banks can review multiple offers to purchase a property at one time and in this case usually require the highest and best offer from all parties who are interested in purchasing.
Remember foreclosure listings are vacant and immediate occupancy is given which can speed up the process of moving in!
Below is the list of foreclosure listings for sale in Gladwin, Michigan in the Clare/Gladwin Board of Realtors MLS and links to the HUD properties and Fannie Mae (Home Path) properties in the Gladwin, Michigan. I strongly advise that you contact me to check the properties availability as foreclosure listing and HUD properties are priced to sell in 90 days or less. The Gladwin, Michigan market has an average of 7.5 months to sell a property so when a bank decides on a list price to sell the property in 90 days or less they are priced well below market value and tend to sell quickly.
Available HUD properties in Beaverton, Michigan.
There are no HUD properties in Beaverton, Michigan this week. Check back for an updated list next week.
To view the foreclosure listings in the MLS, click the link here that will take you to my website, hit "Search the Clare/Gladwin MLS" on the menu bar and follow the prompt to get into the MLS. Click "Search By MLS Number" and type in any or all of the MLS numbers listed below for more information and pictures.
1 NEW LISTING!
1920 LONG RD, BEAVERTON MICHIGAN MLS # 153319
1091 OAKWOOD BEAVERTON MICHIGAN MLS # 15231
Available Fannie Mae (Home Path) Listings in Beaverton, Michigan
1920 LONG RD, BEAVERTON MICHIGAN
1043 DALE RD BEAVERTON MICHIGAN
My job as your Realtor is to guide you through the process of buying a foreclosure listing or HUD property and to answer your questions with my experience, patience and understanding. Buying a foreclosure listing or HUD property is a big deal, exciting, and could be a great way to invest or buy your first home!
I do offer a service to my clients that automatically emails you new listings that come on the market meeting your specific criteria. This eliminates the need for you to spend endless hours online sifting thru the current inventory. It also notifies you the day it comes on the market so you don't miss a great opportunity! Send an email or contact me by phone or text and tell me what you are looking for! I will set up the notification for you.
Are you thinking about making Gladwin County, Michigan your new home? Gladwin County is home to both Wixom Lake and Secord Lake! Are you thinking about taking advantage of the great interest rates and affordable prices to buy your own slice of Northern Michigan Heaven? Contact me today and lets gets started! I know the area very well and I know the market even better! You can call me at 989-429-2600, email me at sonya@sonyaloose.com or visit my website.
AAA Safe Memorial Weekend Tips
Be Safe During Memorial Day Weekend
RISMEDIA, May 25, 2010--Memorial Day serves as the start for the busy summer driving season and AAA estimates that over 27 million motorists travel for the holiday annually. So as motorists prepare for holiday travel this weekend, a team of professional drivers are helping to make our roads safer.America's Road Team Captains, elite professional truck drivers with millions of accident-free miles, are offering advice on how to navigate through highway traffic and arrive at your destination safely. Tips include:
-- Perform a pre-trip inspection - Check your tire pressure, wipers and fluids. Simple maintenance can prevent many of the problems that strand motorists on the side of the road before you leave your home.
-- Pay Attention - Distracted driving is a leading cause of crashes. Looking away for even two seconds doubles the chances of an accident.
-- Allow a Safety Cushion - Look 1/4 mile ahead for a safe path. Leave yourself an out.
-- Slow Down - Chances of a crash nearly triples when driving faster than surrounding traffic.
-- Keep extra water in your vehicle - Just as you keep a winter driving kit in your vehicle, it is important to be prepared when driving during the summer months. Keep plenty of extra water, sunscreen and
non-perishable snacks in car in case you are stranded.
-- Large Trucks Have Blindspots - If you can't see the truck driver in his or her mirrors, then the truck driver can't see you.
-- Buckle Up - Safety belts are not a fashion statement - they save lives.
-- Abide by Traffic Rules - Follow traffic signs and signals - paying special attention to work zones.
-- Be Careful Backing Up - One in four preventable collisions involve backing up. Be sure to look before backing up; walk around your car prior to departure.
-- Do not cut in front of large trucks - Remember that trucks are heavier and take longer to make a complete stop, so avoid cutting quickly in front of them.
Monday, May 24, 2010
Markets on the rise in T.C.
We began receiving great market update information through The Bank of Northern Michigan that's put together by Axiom Appraisal in Traverse City. It breaks down statistics and compares those against the previous year. The last couple week's reports are showing what we already know, the market is making the turn upward, especially the waterfront market!!! We're going to begin posting the reports under our Buyer Toolbox in the Resources portion of the site if you'd like to review them. Here's a bit of the information contained in this week's report.
Year over Year Comparison for Grand Traverse County on & off water homes
Off Water Homes All Values
Current Listings 1061
Sales 05/08-05/09 770 05/09-05/10 918
Average DOM 150 or 5.0 Months
Value Direction Down 4.7%
Market Activity Up 19.2%
Inventory Supply 13.9 Months
Direct Water Homes All Values
Current Listings 312
Sales 05/08-05/09 77 05/09-05/10 97
Average DOM 201 or 6.7 Months
Value Direction Up 1.2%
Market Activity Up 25.9%
Inventory Supply 38.6 Months
Friday, May 21, 2010
Investors Shift to Safer Assets
This week, uncertainty about the pace of the economic recovery caused investors to shift to relatively safer assets, including government insured mortgage-backed securities (MBS). Also positive for mortgage markets, the economic data released this week showed that inflation remains extremely low. As a result, mortgage rates declined during the week, reaching the lowest levels of the year.
Concern about the level of global economic growth drove financial markets this week. Troubled European countries will be forced to reduce government spending, and Chinese officials indicated that they will tighten monetary policy to reduce inflation. In the US, it's not clear to what degree the new financial regulation bill will cause banks to reduce lending, leading to slower economic growth. In response to periods of uncertainty such as this, investors seek to reduce risk by moving to safer assets such as bonds, and greater demand for MBS pushes mortgage rates lower.
This week's news from the housing sector was mixed. April Housing Starts increased above the consensus forecast to the highest level since October 2008. Building Permits, a leading indicator, declined moderately. The May NAHB Homebuilder confidence index rose to the highest level since August 2007. Even with the end of the homebuyer tax credit, the builders surveyed remained optimistic about the next six months. For more information and free mortgage advice, please e-mail Keith Gillow at: keith@frontstreetmtg.com
Tight Lines,
Keith
Concern about the level of global economic growth drove financial markets this week. Troubled European countries will be forced to reduce government spending, and Chinese officials indicated that they will tighten monetary policy to reduce inflation. In the US, it's not clear to what degree the new financial regulation bill will cause banks to reduce lending, leading to slower economic growth. In response to periods of uncertainty such as this, investors seek to reduce risk by moving to safer assets such as bonds, and greater demand for MBS pushes mortgage rates lower.
This week's news from the housing sector was mixed. April Housing Starts increased above the consensus forecast to the highest level since October 2008. Building Permits, a leading indicator, declined moderately. The May NAHB Homebuilder confidence index rose to the highest level since August 2007. Even with the end of the homebuyer tax credit, the builders surveyed remained optimistic about the next six months. For more information and free mortgage advice, please e-mail Keith Gillow at: keith@frontstreetmtg.com
Tight Lines,
Keith
Kalkaska County's Bear Lake
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Kalkaska County's Bear Lake is a spectacular lake with clarity to 25 ft., very little weed growth and hard sand bottom, and is in the top five cleanest lakes in the state of Michigan. Bear Lake is a 316 acre all sports lake with depths to 50 ft. and provides all recreational activity. Bear Lake fish species include rainbow and brown trout, smallmouth bass, white sucker, yellow perch, rockbass and bluegill. It is conveniently located off M-72 between Grayling and Kalkaska and is a very convenient location for traffic coming off either I-75 or US-131. Bear Lake is also located in the heart of Michigan's snowbelt providing year around recreational activity. There is a range of real estate prices with direct frontage on Bear Lake currently from $199,000 t0 $559,000. Homewaters Recreational Real Estate makes it very easy for you to search just Bear Lake property or it's partner lake across the road, Cub Lake which is a very pretty 55 acre quiet lake which supports excellent fishing and recreation activities of the quiet sort. Both have DNR public access and if buying directly on water is not in your budget right now, Homewaters has two listings which are more affordable and puts you in the heart of all recreational activity. The first is this impeccably finished newer home on West Bear Lake Road for only $99,900 featuring hardwood, jetted tub and full view windows in the cozy living area with woodstove. Another option is five lots of vacant land totalling over an acre and adjoining thousands of acres of state land located near Bear Lake and priced at $17,900. As summer approaches and buyers are searching for that special waterfront, please consider Mary Janik, Realtor, as your Kalkaska County Lakefront Specialist.
Leelanau County Lodge on 40 Acres
A truly inpressive and unique Bavarian style lodge sets on a 40 acre parcel only 10 minutes from Traverse City. Three private ponds and 1/4 mile of frontage on Cedar Run Creek - a great trout stream, and a mixed forest and open areas make for the perfect getaway or year round residence.
The main lodge, needs real work, but features amazing woodwork, and tremendous bunk rooms, a large dining room and a great room with a central fireplace. The attached 30'x60' garage also boasts exceptional wood work and soaring ceilings. This would be an impressive place to hold events, or storage for oh so many toys.
The property also has a guest house with very large natural brick fireplace, a two stall horse barn, and a workshop. Three other smaller outbuildings are also located on the property and add to its Bavarian character. To really experience the wonder of this property, one must see it in person.
This property is listed at $399,900. For more information or to arrange a personal showing, contact Cheri Wickman.
Wednesday, May 19, 2010
Crawford County Fire Updates
As many of you may already know, there were a couple of large forest fires burning in Crawford and Kalkask Counties that began yesterday. From what we understand, the one that began at Camp Grayling was put under control late yesterday evening, but had reached The Manistee River right around where Portage Creek enters. The fire that is the largest and still burning strong is known as The Meridian Fire. It's already consumed 7,500 acres by some accounts. There is a great map of the outline of this fire on the Wilfire Today site. Here are a couple of links if you want to track the progress of the fires. I took the photo above yesterday around 5:30 from Smith Bridge on The AuSable River's South Branch.
Another Reason to Live Up North
This blog is for all of us who have or still work in a metropolitan area, and wish to be in Northern Michigan. How nice would it be to look out your office window to take in the beauty around you. Red winged black birds calling, leaves rustling and mommy and baby deer having a little snack.
This deer, nicknamed "Lucky" at my husband's office, has only half of her right front leg. It does not seem to slow her down at all. She lives in the woods right behind the office building and has a new addition this spring. Baby has been nicknamed "Nugget" and is now the mascot of the office. One of my husband's co-workers snaped some great shots of mom and baby and I wanted to share with all of our friends at Home Waters.
Enjoy the picture, I know I have. Remember, you too can be looking at scenes like this out your office window instead of concrete and brick. Make Northern Michigan your home, let us help.
Tuesday, May 18, 2010
Kalkaska County Big Blue Lake
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Kalkaska County's Big Blue Lake located in the Northeastern part of the county is an undiscovered jewel! This lake is among the cleanest freshwater lakes in the State of Michigan with depths up to 80 ft. Big Blue Lake is a 120 acre all-sports lake tucked into the lakes region of Kalkaska County and is fished for blue gill, lake trout, rainbow trout, largemouth bass, smallmouth bass, rock bass, northern pike, and pumkin sunfish.Big Blue Lake is a caribbean blue water with clarity to depths of 25 ft. Big Blue Lake is located in Blue Lake Township tucked into the Manistee National Forest along with numerous other lakes. The local area provides all the necessities from gas, deli and groceries at the charming Carefree Cove on Manistee Lake; the Twin Lake General store on Big Twin Lake; or the General Store on Starvation Lake Road. While at Starvation Lake stop into the Hide-away located on Starvation Lake for a beer and a burger.
Big Blue Lake commands some of the highest prices on Kalkaska County lakes and very little even becomes available. Homewaters is presently marketing this charming log lodge which has been lovingly maintained over the years while retaining the original character of a log home. With 100 ft. of hard sand swimming and a dock to tie your fishing boat to, it is just waiting for a new family! Contact Mary Janik of Homewaters for more information mary@homewaters.net.
Monday, May 17, 2010
Real Estate Market Conditions, April 2010, Gladwin County, Michigan
Real Estate Market Conditions for April 2010.
Gladwin County is located in rural Northern Michigan and is conveniently located within 3 hours of Detroit and 2-2.5 hours of Flint and Lansing making it easy to come "Up North" for the weekend. But, we encourage you to stay longer. After visiting Gladwin you will want to spend much more time here! Gladwin, Michigan is an area popular for its scenic lakes (including Wixom Lake and Secord Lake), plentiful state land, quaint parks, Amish communities and down town shopping. Gladwin is primarily a second home/resort community due to the amount of waterfront homes. Gladwin, Michigan has real estate to accomodate every buyer from very affordable cabins to luxurious homes. As a life long resident of Gladwin I know the area well and the real estate market even better!
The real estate market conditions in Gladwin, Michigan along with most areas of Michigan, remain challenging, but appear to be improving and stabilizing! A stagnant economy and a lack of qualified buyers remains. However, if you are interested in buying your first home or your vacation home, it is a fabulous time to buy! Interest rates are low for qualified buyers, there is a lot of inventory to choose from and homes are more affordable then they have been in years! There is less available inventory and more buyers in the market now, so don't delay if you are thinking of beginning a search to buy this Spring. Sellers: now is the time to get that listing on the market as well!
Here are the latest real estate market conditions for Gladwin, Michigan and the surrounding areas of Beaverton, Harrison, Clare, Rhodes, Bentley, Wixom Lake and Secord Lake. April means the Spring market is fully underway and my personal observations show me a stable market with more buyers actively looking and making purchasing decisions.
The Clare/Gladwin Board of Realtors currently has 1007 homes for sale through the Multiple Listing Service (MLS) and 145 of those were new to the market in April 2010. The number of new listings is up by 78 listings but our inventory is still down by about 400-500 listings from last year at this time! The average asking price of the homes currently on the market is $124,064 and the average days on market for those homes has been 310 days. These stats are only slightly different than the last 9 months clarifying my theory that the Gladwin, Michigan real estate market conditions are stable! Residential asking prices range from $9,900 - $1,249,000.
During the month of April we saw 53 homes sell/close in Gladwin, Michigan. This is 10 more than March! The average asking price was $75,593. The average sales price was $67,820 and the average days on market for these homes was 273 days. The sellers received an average of 89.7% of their asking price.
41 homes expired from the market unsold in April in Gladwin. The main reason homes don't sell during their listing period is that they were priced incorrectly for the real estate market conditions and or condition of the home. In any market it is imperative that a listing be priced as competitively as possible for its condition in order to have the best chance of selling. To learn more about why homes epxire from the market visit this link to a page on my website. If you're thinking about selling your Gladwin area home one very important fact to know about your real estate market conditions is the absorption rate. The absorption rate will tell you how long it will take for the current inventory of homes in Gladwin, Michigan to be absorped by the market if no other homes come on the market. The absorption rate for April 2010 is 1.6 years! This number has decreased and is working its way to a more balanced market each month. If you want your Gladwin, Michigan area home sold you need to know this number to help you price your home accordingly.
Are you thinking about making Gladwin County, Michigan your new home? Gladwin County is home to both Wixom Lake and Secord Lake! Are you thinking about taking advantage of the great interest rates and affordable prices to buy your own slice of Northern Michigan Heaven? Contact me today and lets gets started! I know the area very well and I know the market even better! You can call me at 989-429-2600, email me at sonya@sonyaloose.com or visit my website.
Foreclosure Listings in Beaverton, Michigan
Foreclosure Listings in Beaverton, Michigan
This post is an update to a series I publish weekly on available foreclosure listings in the Beaverton, Michigan area. I also post a series on foreclosure listings that are currently available in Gladwin and Harrison, Michigan as well.
You may find it helpful to check out all my foreclosure listing blog posts as they are updated weekly!
I will start with a summary of important information to know and consider before beginning the process of searching for foreclosure listings (bank owned and HUD properties).
Definition of foreclosure according to wikipedia is:
The foreclosure process as applied to residential mortgage loans is a bank or other secured creditor selling or repossessing a parcel of real property (immovable property) after the owner has failed to comply with an agreement between the lender and borrower called a "mortgage" or "deed of trust". Commonly, the violation of the mortgage is a default in payment of a promissory note, secured by a lien on the property. When the process is complete, the lender can sell the property and keep the proceeds to pay off its mortgage and any legal costs, and it is typically said that "the lender has foreclosed its mortgage or lien". If the promissory note was made with a recourse clause then if the sale does not bring enough to pay the existing balance of principal and fees the mortgagee can file a claim for a deficiency judgement.
You may hear a Foreclosure sale called an REO or Repo...these are all synonyms for a house that has been foreclosed upon and is now bank owned.
Definition of HUD property
When someone with an FHA Insured mortgage defaults on the loan, the lender forecloses on the home; FHA pays the lender what is owed; and then HUD takes ownership of the home. In Michigan and other states HUD turns over the property to Michaelson, Connor and Boul Inc. (MCB) a Marketing and Management contractor for HUD. MCB maintains and sells these properties in accordance with HUD guidelines.
A great resource for answers to frequently asked questions about searching for, viewing, and the buying process of HUD homes is available at the FAQ page on mcbreo.com. Click here to view it!
1. The first step in buying any foreclosure listing or HUD home is to determine if you have the cash available or if you can qualify for some type of financing. When submitting an offer to purchase a foreclosed property most banks or government agencies will not even consider your offer unless it is accompanied by a letter of pre-approval from a lender or a proof of funds letter showing the availability of your cash. This step cannot be skipped and I cannot stress the importance of getting this in order before searching for available homes.
2. Find a local real estate agent familiar with the area you are looking in. Real estate is local and an out of town agent may not be fully aware of the intricacies of selling real estate in that specific area or know about certain things happening locally that may affect your decision to purchase in that area or buy that specific home. I am an Accredited Buyers Agent (ABR) fully qualified to represent buyers in the Gladwin, Michigan area and the surrounding communities of Beaverton, Harrison, Clare and Hope. I have extensive knowledge of the local real estate market and am very experienced in the sale of foreclosure listings. 60% of my business so far this year has come from the sale of foreclosed listings or HUD homes.
3. Buying a Foreclosure Listing or HUD property is not like buying from an individual. Almost all foreclosure listings or HUD properties are sold as-is, where-is, meaning that you will be buying the property in its present condition and no repairs will be made by the owner. Typically the house is priced according to its fair market value taking into account its condition. This does not mean that you should not do an inspection! As a matter of fact that is one of the most important steps...this will ensure you are fully aware of the condition of the home you are going to purchase and determine if you want to or can repair the home.
There will be additional paperwork involved in making an offer to purchase a bank owned/foreclosure listing. Banks typically have an addendum to the purchase agreement, as-is statement, and other documents that must be reviewed and signed and either sent along with the offer to purchase or signed after acceptance of your offer. The complexity and length of these documents is another reason why it is so important to choose an agent familiar with selling foreclosure listings. Your agent will guide you through the process, answering your questions along the way.
Banks work on their time line not yours and do only what is in their best interest. For the bank selling the property it is all about the bottom line. They will decide if your offer makes financial sense based on the local market, the value of the property and your method of payment. They will respond when they can (and do try to do so in a timely manner) but they do not have to respond at all if they do not like the offer. Banks can review multiple offers to purchase a property at one time and in this case usually require the highest and best offer from all parties who are interested in purchasing.
Remember foreclosure listings are vacant and immediate occupancy is given which can speed up the process of moving in!
Below is the list of foreclosure listings for sale in Gladwin, Michigan in the Clare/Gladwin Board of Realtors MLS and links to the HUD properties and Fannie Mae (Home Path) properties in the Gladwin, Michigan. I strongly advise that you contact me to check the properties availability as foreclosure listing and HUD properties are priced to sell in 90 days or less. The Gladwin, Michigan market has an average of 7.5 months to sell a property so when a bank decides on a list price to sell the property in 90 days or less they are priced well below market value and tend to sell quickly.
Available HUD properties in Beaverton, Michigan.
There are no HUD properties in Beaverton, Michigan this week. Check back for an updated list next week.
To view the foreclosure listings in the MLS, click the link here that will take you to my website, hit "Search the Clare/Gladwin MLS" on the menu bar and follow the prompt to get into the MLS. Click "Search By MLS Number" and type in any or all of the MLS numbers listed below for more information and pictures.
NEW LISTING!
MLS# 153319 1920 Long Road, Beaverton, MI
Available Fannie Mae (Home Path) Listings in Beaverton, Michigan
2 NEW LISTINGS!!!
1920 LONG RD, BEAVERTON MICHIGAN
1043 DALE RD BEAVERTON MICHIGAN
My job as your Realtor is to guide you through the process of buying a foreclosure listing or HUD property and to answer your questions with my experience, patience and understanding. Buying a foreclosure listing or HUD property is a big deal, exciting, and could be a great way to invest or buy your first home!
I do offer a service to my clients that automatically emails you new listings that come on the market meeting your specific criteria. This eliminates the need for you to spend endless hours online sifting thru the current inventory. It also notifies you the day it comes on the market so you don't miss a great opportunity! Send an email or contact me by phone or text and tell me what you are looking for! I will set up the notification for you.
Are you thinking about making Gladwin County, Michigan your new home? Gladwin County is home to both Wixom Lake and Secord Lake! Are you thinking about taking advantage of the great interest rates and affordable prices to buy your own slice of Northern Michigan Heaven? Contact me today and lets gets started! I know the area very well and I know the market even better! You can call me at 989-429-2600, email me at sonya@sonyaloose.com or visit my website.
Foreclosure Listings in Harrison, Michigan
Foreclosure Listings in Harrison, Michigan
This post is an update to a series I publish weekly on available foreclosure listings in the Harrison, Michigan area. I also post a series on foreclosure listings that are currently available in Gladwin and Beaverton, Michigan as well.
You may find it helpful to check out all my foreclosure listing blog posts as they are updated weekly!
I will start with a summary of important information to know and consider before beginning the process of searching for foreclosure listings (bank owned and HUD properties).
Definition of foreclosure according to wikipedia is:
The foreclosure process as applied to residential mortgage loans is a bank or other secured creditor selling or repossessing a parcel of real property (immovable property) after the owner has failed to comply with an agreement between the lender and borrower called a "mortgage" or "deed of trust". Commonly, the violation of the mortgage is a default in payment of a promissory note, secured by a lien on the property. When the process is complete, the lender can sell the property and keep the proceeds to pay off its mortgage and any legal costs, and it is typically said that "the lender has foreclosed its mortgage or lien". If the promissory note was made with a recourse clause then if the sale does not bring enough to pay the existing balance of principal and fees the mortgagee can file a claim for a deficiency judgement.
You may hear a Foreclosure sale called an REO or Repo...these are all synonyms for a house that has been foreclosed upon and is now bank owned.
Definition of HUD property
When someone with an FHA Insured mortgage defaults on the loan, the lender forecloses on the home; FHA pays the lender what is owed; and then HUD takes ownership of the home. In Michigan and other states HUD turns over the property to Michaelson, Connor and Boul Inc. (MCB) a Marketing and Management contractor for HUD. MCB maintains and sells these properties in accordance with HUD guidelines.
A great resource for answers to frequently asked questions about searching for, viewing, and the buying process of HUD homes is available at the FAQ page on mcbreo.com. Click here to view it!
1. The first step in buying any foreclosure listing or HUD home is to determine if you have the cash available or if you can qualify for some type of financing. When submitting an offer to purchase a foreclosed property most banks or government agencies will not even consider your offer unless it is accompanied by a letter of pre-approval from a lender or a proof of funds letter showing the availability of your cash. This step cannot be skipped and I cannot stress the importance of getting this in order before searching for available homes.
2. Find a local real estate agent familiar with the area you are looking in. Real estate is local and an out of town agent may not be fully aware of the intricacies of selling real estate in that specific area or know about certain things happening locally that may affect your decision to purchase in that area or buy that specific home. I am an Accredited Buyers Agent (ABR) fully qualified to represent buyers in the Gladwin, Michigan area and the surrounding communities of Beaverton, Harrison, Clare and Hope. I have extensive knowledge of the local real estate market and am very experienced in the sale of foreclosure listings. 60% of my business so far this year has come from the sale of foreclosed listings or HUD homes.
3. Buying a Foreclosure Listing or HUD property is not like buying from an individual. Almost all foreclosure listings or HUD properties are sold as-is, where-is, meaning that you will be buying the property in its present condition and no repairs will be made by the owner. Typically the house is priced according to its fair market value taking into account its condition. This does not mean that you should not do an inspection! As a matter of fact that is one of the most important steps...this will ensure you are fully aware of the condition of the home you are going to purchase and determine if you want to or can repair the home.
There will be additional paperwork involved in making an offer to purchase a bank owned/foreclosure listing. Banks typically have an addendum to the purchase agreement, as-is statement, and other documents that must be reviewed and signed and either sent along with the offer to purchase or signed after acceptance of your offer. The complexity and length of these documents is another reason why it is so important to choose an agent familiar with selling foreclosure listings. Your agent will guide you through the process, answering your questions along the way.
Banks work on their time line not yours and do only what is in their best interest. For the bank selling the property it is all about the bottom line. They will decide if your offer makes financial sense based on the local market, the value of the property and your method of payment. They will respond when they can (and do try to do so in a timely manner) but they do not have to respond at all if they do not like the offer. Banks can review multiple offers to purchase a property at one time and in this case usually require the highest and best offer from all parties who are interested in purchasing.
Remember foreclosure listings are vacant and immediate occupancy is given which can speed up the process of moving in!
Below is the list of foreclosure listings for sale in Gladwin, Michigan in the Clare/Gladwin Board of Realtors MLS and links to the HUD properties and Fannie Mae (Home Path) properties in the Gladwin, Michigan. I strongly advise that you contact me to check the properties availability as foreclosure listing and HUD properties are priced to sell in 90 days or less. The Gladwin, Michigan market has an average of 7.5 months to sell a property so when a bank decides on a list price to sell the property in 90 days or less they are priced well below market value and tend to sell quickly.
Available HUD properties in Harrison, Michigan. NEW LISTING!!
* NEWEST LISTING
To view the foreclosure listings in the MLS, click the link here that will take you to my website, hit "Search the Clare/Gladwin MLS" on the menu bar and follow the prompt to get into the MLS. Click "Search By MLS Number" and type in any or all of the MLS numbers listed below for more information and pictures.
MLS # 152191 4178 Clinton, Harrison, MI
MLS # 152849 6560 Eberhart , Harrison, MI
MLS# 152661 5311 Harrison Ave, Harrison, MI
MLS# 152799 8210 Jackson, Harrison, MI
MLS# 152760 285 Maple, Harrison, MI
MLS# 152721 2650 Cathey, Harrison, MI
MLS# 152911 4827 Edgewood, Harrison, MI
MLS#152962 1763 Mina, Harrison Michigan
NEW **MLS# 153013 7521 Arnold Lake Road, Harrison, MI
Available Fannie Mae (Home Path) Listings in Harrison, Michigan
My job as your Realtor is to guide you through the process of buying a foreclosure listing or HUD property and to answer your questions with my experience, patience and understanding. Buying a foreclosure listing or HUD property is a big deal, exciting, and could be a great way to invest or buy your first home!
I do offer a service to my clients that automatically emails you new listings that come on the market meeting your specific criteria. This eliminates the need for you to spend endless hours online sifting thru the current inventory. It also notifies you the day it comes on the market so you don't miss a great opportunity! Send an email or contact me by phone or text and tell me what you are looking for! I will set up the notification for you.
Are you thinking about making Gladwin County, Michigan your new home? Gladwin County is home to both Wixom Lake and Secord Lake! Are you thinking about taking advantage of the great interest rates and affordable prices to buy your own slice of Northern Michigan Heaven? Contact me today and lets gets started! I know the area very well and I know the market even better! You can call me at 989-429-2600, email me at sonya@sonyaloose.com or visit my website.
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